You can insure your premises against damage to the building from disasters such as fire and flood.
If you rent your business space, you are unlikely to need buildings insurance. However, you should contact your commercial landlord to make sure. And if you work from home, you may need buildings cover in your business policy to cover your home office.
Contents insurance
You can insure the contents of your business premises against damage, destruction, loss or theft. A policy will pay the cost of repair if any of your business possessions are damaged, or pay for replacements if lost, destroyed or stolen.
Fixtures and fittings cover
While contents insurance covers your possessions, you may also choose to take out fixtures and fittings insurance to cover fixed items such as shelving, kitchen units, carpet or flooring, counters, fixed display cases etc.
Why use a broker?
You will have your own dedicated account manager, who will make it easy for you to switch from your existing insurer. We offer you flexible payment options, bespoke insurance solutions, specialist knowledge & impartial advice.
If a claim has to be made, we work with you, the insurer and the loss adjusters to get it settled as quickly and as satisfactorily as possible, removing the hassle and worry you may have. It’s why so many of our existing customers have been with us for over decade.
We’ve been providing insurance services that are built around you for over 100 years. For a personal approach to insurance and a chat about your needs, call us on 01494 450 450 or email us at insure@jbennett.co.uk today.